Below you will find a wide variety of resources and information relating to the mortgage process. I am here to help and we encourage you to contact me if you have any questions.
First Time Homebuyer Incentive
The First-Time Home Buyer Incentive helps people across Canada purchase their first home. The program offers 5 or 10% of the home’s purchase price to put toward a down payment. This addition to your down payment lowers your mortgage carrying costs, making homeownership more affordable.
Black North Initiative Program
The BlackNorth Initiative (BNI) Homeownership Bridge Program helps working black families like yours become homeowners, empowering you to build security, stability, equity and the opportunity to make life better for yourselves, your children and generations to come.
Affordable Home Ownership Program
The Affordable Homeownership Program aims to assist low-to-moderate income renter households, in Simcoe County, to purchase an affordable home by providing 10% down payment assistance in the form of a 20-year forgivable loan.
Ontario Aboriginal Housing Program
Ontario Priorities Housing Initiative (OPHI) Homeownership Program component aims to assist low to moderate income off-reserve Indigenous renter households to purchase affordable homes by providing down payment and closing cost assistance in the form of a forgivable loan.
Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score. Now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft. Before making major purchases, such as buying a home or car, you can see exactly what information is available to potential lenders.
Sagen, formerly Genworth Financial, assists families with mortgages, protects families through insurance and helps customers secure their financial future.
Backed by 60 years of experience, we work with community organizations, the private sector, non-profit agencies and all levels of government to help create innovative solutions to today's housing challenges, anticipate tomorrow's needs, and improve the quality of life for all Canadians.
Canada Revenue Agency
The Canada Revenue Agency (CRA) administers tax laws for the Government of Canada and for most provinces and territories; and various social and economic benefit and incentive programs delivered through the tax system.
Trans Union Canada
Trans Union Canada is another consumer credit reporting agency providing credit reporting services to Canadian consumers. Trans Union Canada is also a great source of credit-related information.
The Bank of Canada
The Bank of Canada is the nation's central bank. It is responsible for Canada's monetary policy, bank notes, financial system and funds management.
Appraisal Institute of Canada
Appraisal Institute of Canada is the premier real estate appraisal association in Canada. The institute is a self-regulating body whose mission is to protect the public interest by ensuring highest standards, practices and professional conduct in real estate appraisals.
Trusted Realty Inspections Inc.
Trusted Realty Inspections Inc. Is committed to client satisfaction and to giving clients a premium, professional, and state of the art experience.